Plan
Model capital, monthly contributions, returns, costs, taxes, inflation and FIRE assumptions.
A PELAGIC DYNAMICS APP · ANDROID
Compound Future
Plan your financial future. Track your FIRE progress.
Build deterministic long-term projections, save different plans and compare your real portfolio with the FIRE path you chose.
No account required
Financial data stays local
No ads
Optional one-time Pro purchase
FROM PLAN TO PROGRESS
A clearer view of your financial path.
Compound Future combines long-term simulation with ongoing FIRE tracking, without requiring a bank connection or account.
Track
Add portfolio updates and compare reality with the active FIRE plan over time.
Compare
Explore market presets and compare saved scenarios side by side.
FIRE DASHBOARD
Track the plan against reality.
Choose an active FIRE plan and add portfolio updates to see how your actual progress compares with the planned path.
- Current FIRE progress and required capital
- Plan vs Reality with Ahead, Behind or On track status
- Dynamic Estimated FIRE year
- Milestones, Portfolio Trend and Portfolio History
SIMULATOR & RESULTS
Turn assumptions into long-term projections.
Build a deterministic projection using your own assumptions and see nominal wealth, real wealth and FIRE outcomes in clear results.
- Starting capital and recurring contributions
- Return, TER, tax and inflation assumptions
- Optional FIRE target inputs
- Charts, KPIs and year-by-year results
SAVED SCENARIOS
Keep plans organised and ready to revisit.
Save scenarios locally, set an eligible scenario as your active FIRE plan and return to it whenever you want.
- Search and manage saved scenarios
- Set an active FIRE plan
- Edit, rename, duplicate or delete plans
- Compare up to three saved scenarios with Pro
MARKET SCENARIO COMPARISON
See how different assumptions change the outcome.
Compare conservative, realistic and aggressive market presets side by side using the same plan inputs.
- End wealth comparison
- Real wealth and gains
- FIRE year comparison
- Visual wealth-over-time charts
COMPOUND FUTURE PRO
Go deeper when you need more analysis.
Unlock advanced tools with a one-time purchase. No subscription.
Monte Carlo simulationExplore probability and uncertainty across many randomised projections.
Sensitivity analysisSee how return, inflation and TER assumptions affect the result.
Compare saved scenariosCompare up to three saved plans side by side.
Long-term FIRE trackingUnlock full Portfolio History plus 5Y and All Portfolio Trend ranges.
Unlimited saved scenariosKeep as many different planning scenarios as you need.
PDF exportExport simulation results for sharing or your own records.
APP PREVIEW
Explore Compound Future.
PRIVATE BY DESIGN
Your financial data stays on your device.
Compound Future does not require an account or bank connection. Saved scenarios, portfolio check-ins and other financial planning data are stored locally on your device.
Google Play Billing is used for the optional one-time Pro purchase.
Read the Privacy Policy →IMPORTANT INFORMATION
A planning tool, not financial advice.
Compound Future calculates scenarios based on assumptions entered by the user. Results are estimates and do not guarantee future performance. The app does not provide personalised financial, investment, tax or legal advice.
A PELAGIC DYNAMICS APP
Start exploring your financial future.
Compound Future is available for Android on Google Play.